First Credit Union: First in Arizona - First in Service

*APY = Annual Percentage Yield. A minimum balance of $5 is required to earn dividends on Savings and Club Accounts. A minimum balance of $1,500 is required to earn dividends on First Premier Checking. Dividends are prospective. In case of early withdrawal or fees, earnings could be reduced. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 831-2645 for more information.

^$10 monthly service charge waived with $1,000 minimum balance.

Dividends will begin to accrue on noncash deposits on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.

Accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA.

*APY = Annual Percentage Yield. Dividends are prospective. In case of early withdrawal or fees, earnings could be reduced. Please see details below. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 831-2645 for more information.

Dividends will begin to accrue on noncash deposits on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid.

Early Withdrawal Penalty: We may impose a penalty if you withdraw from your account before the maturity date. Amount of Penalty: The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: terms of less than (1) year is 90 days dividends; terms of (1) year or greater is 180 days dividends. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or the dividends have already been paid, the penalty will be deducted from the principal.

Accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA. A Penalty will be imposed for early withdrawal of all term share certificates.

*APY = Annual Percentage Yield. Dividends are prospective. In case of early withdrawal or fees, earnings could be reduced. The rate, APY, and fee schedule may change at any time without notice. Other investments are also available. Call (480) 831-2645 for more information.

Early Withdrawal Penalty: We may impose a penalty if you withdraw from your account before the maturity date. Amount of Penalty: The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows: terms of less than (1) year is 90 days dividends; terms of (1) year or greater is 180 days dividends. The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends or the dividends have already been paid, the penalty will be deducted from the principal.

Accounts are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government by the National Credit Union Administration, an agency of the U.S. Government. In addition, IRA funds are insured separately to $250,000 by the NCUA. A Penalty will be imposed for early withdrawal of all term share certificates.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available on purchases. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rates will vary with the market based on Prime Rate. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

Rates listed are lowest available for new auto loans based on MSRP/Kelley Retail; 2011 or newer; 760+ credit score. 2.25% floor.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

Rates listed are lowest available for used auto loans based on Kelley retail; 2003 to 2010; <100,000 miles; 760+ credit score. 2.25% floor.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

Rates listed are lowest available for RV loans. New is 2012 and newer; lesser dealer invoice or retail. Used is 2007 or newer; Kelley wholesale or NADA low retail. Maximum term for boats is 72 months.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

Rates listed are lowest available motorcycle rates. New is 2012 or newer and less than 12,000 miles. Used is 2008 or newer, less than 75,000 miles, and Kelley wholesale.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.

Sccoters, ATVs, jet skis, personal waterdraft, and snowmobiles; new is 2012 or newer; used is 2006 or newer.

**APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance. Certain conditions and restrictions apply. Rate subject to change without notice. Other loans are available. Call (480) 831-2645 for more information.