| Rates are effective 07/26/2010 |
| |
| Loans |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| Personal |
|
11.50% |
|
$500 |
|
24 months |
|
$46.84 |
| Personal |
|
13.50% |
|
$2,500 |
|
60 months |
|
$23.01 |
| Share Secured |
|
9.00% |
|
$500 |
|
60 months |
|
$20.76 |
| Lines of Credit |
|
13.00% |
|
|
|
Revolving |
|
Variable |
|
| |
| FCU Home Mortgages |
| See Rates |
| |
| Home Equity |
| Loan |
|
APR** |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| Lines of Credit |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
5.00% |
|
$5,000 |
|
Revolving |
|
Variable |
| |
|
|
|
|
|
|
|
|
| Fixed Rate Mini |
|
|
|
|
|
|
|
|
Up to 80%
Loan to Value |
|
6.00% |
|
$5,000 - $50,000 |
|
5-6 years |
|
$19.33 - $16.57 |
| |
|
|
|
|
|
|
|
|
Fixed Rate
closed-end |
|
|
|
|
|
|
|
|
| 80% Loan to Value |
|
8.00% |
|
$5,000 - $200,000 |
|
2-15 years |
|
$45.23 - $9.56 |
|
| |
| New Auto (2010 or newer) |
| APR* |
|
Term |
|
$1,000 Purchase |
| 3.72%* |
|
36 months |
|
$29.40 |
| 3.89%* |
|
48 months |
|
$22.53 |
| 4.83%* |
|
60 months |
|
$18.79 |
| 5.53%* |
|
72 months** |
|
$16.35 |
|
| |
| New Full-Size Truck/SUV (2010 or newer) |
| APR* |
|
Term |
|
$1,000 Purchase |
| 4.02%* |
|
36 months |
|
$29.53 |
| 4.19%* |
|
48 months |
|
$22.66 |
| 5.13%* |
|
60 months |
|
$18.93 |
| 5.83%* |
|
72 months** |
|
$16.49 |
|
| |
| Used Auto (2003 or newer) |
| APR* |
|
Term |
|
$1,000 Purchase |
| 3.96%* |
|
36 months |
|
$29.51 |
| 4.06%* |
|
48 months |
|
$22.61 |
| 4.95%* |
|
60 months |
|
$18.94 |
| 5.76%* |
|
72 months** |
|
$16.57 |
|
| |
| Used Full-Size Truck/SUV (2003 or newer) |
| APR* |
|
Term |
|
$1,000 Purchase |
| 4.26%* |
|
36 months |
|
$29.64 |
| 4.36%* |
|
48 months |
|
$22.74 |
| 5.25%* |
|
60 months |
|
$18.99 |
| 6.06%* |
|
72 months** |
|
$16.60 |
|
| |
| Recreational Vehicles - Boats, Motor Homes & Travel Trailers |
| Loan |
|
APR* |
|
Min. Amount |
|
Term |
|
$1,000 Purchase |
| 2005 or Newer |
|
7.00%* |
|
N/A |
|
Up to 60 months |
|
$19.80 min. |
| 2006 or Newer |
|
7.25%* |
|
N/A |
|
60 - 72 months |
|
$17.17 min. |
| 2006 or Newer |
|
7.50%* |
|
$35,000 |
|
73 - 84 months |
|
$15.34 min. |
|
| |
| Motorcycle |
| Loan |
|
APR* |
|
Term |
|
$1,000 Purchase |
| 2006 or Newer |
|
8.25%* |
|
60 months |
|
$20.40 |
|
| |
| Motor Sport - ATVs, Jet Skis, Personal Watercraft, Scooters & Snowmobiles |
| Loan |
|
APR* |
|
Term |
|
$1,000 Purchase |
| 2009 or Newer |
|
7.75%* |
|
36 months |
|
$31.22 |
| 2009 or Newer |
|
7.95%* |
|
48 months |
|
$24.39 |
| 2009 or Newer |
|
8.25%* |
|
60 months |
|
$20.40 |
| 2005 or Newer |
|
8.25%* |
|
36 months |
|
$31.45 |
| 2005 or Newer |
|
8.45%* |
|
48 months |
|
$24.62 |
| 2005 or Newer |
|
8.50%* |
|
60 months |
|
$20.52 |
|
| |
| |
*APR = Annual Percentage Rate. Quoted rates reflect the lowest rate available. Your individual loan rate will be based on your personal financial situation and previous credit performance.
Rate subject to change without notice. Other loans are available. Certain conditions and restrictions apply. Rates listed are lowest available for new auto loans that close with a 90% LTV or less (based on MSRP) and includes a .25% rate discount for automated payments.
**Collateral value at least $10,000 for 72 month term.
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