First Credit Union: First in Arizona - First in Service

Simply First Checking

First Credit Union

This account option offers everything you need and nothing you don't. A First Credit Union Simply First Checking account requires no minimum balance and a low monthly service fee. Access your account anytime with FREE online banking with online bill pay and mobile banking.

Get the simplicity you are looking for with Simply First Checking.

  • Enroll in paperless eStatements or Direct Deposit and your $10 monthly service fee is reduced to $8
  • FREE Visa debit card
  • Member only discounts
  • FREE notary services

Open a Simply First Checking account now



All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA") even if share drafts may be drawn on the account.

For more information about temporary NCUA insurance coverage of transaction accounts, visit