First Credit Union: First in Arizona - First in Service

First Advantage Checking

First Credit Union

First Advantage Checking gives you the choice of how you want to qualify each month to receive ATM refunds and get your monthly service fee waived. NO minimum balance is required.

The $4 monthly service fee is waived AND out-of network ATM fees up to $5 each with a limit of 4 per calendar year are refunded when you're enrolled in eStatements AND your choice of one of the following during the statement cycle:

  • Receive a Direct Deposit OR
  • Use online bill pay to pay at least 1 bill OR
  • Complete (post & clear) at least 21 purchases using your First Credit Union VisaŽ debit card.

Open a First Advantage Checking account now

All First Credit Union checking accounts offer:


All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money market deposit account, and Interest on Lawyers Trust Account ("IOLTA") even if share drafts may be drawn on the account.
For more information about temporary NCUA insurance coverage of transaction accounts, visit