Business Checking & Savings
First Credit Union offers business checking and savings account choices that are right for you. Compare your choices and open an account today!
Business Savings
A First Credit Union savings account for your business is important. The dividends you will earn on your balance can help your business grow. A First Credit Union savings account features:
- Unlimited in person transactions
- Overdraft protection for your business checking account
- Low, minimum balance
- No monthly fee
Open your business savings account with as little as $5.
Open an account with a Member Service Representative at any branch.
Business Money Market
Earn higher dividend rates than a savings account with a First Credit Union money market account. Withdraw or deposit funds anytime, just maintain a minimum $1,000 balance. Our money market accounts feature:
- Tiered dividend structure so you can ear more as your balance grows
- Monthly dividend payouts
- NCUA insured
Open an account with a Member Service Representative at any branch.
Business Checking
| Account Features | Business Executive Checking | Business Plus Checking | Business Basic Checking |
|---|---|---|---|
| Minimum Balance | $25,000 | $2,500 | $250 |
| Monthly Service Fee | $50 monthly fee waived if minimum balance requirement is met | $25 monthly fee waived if minimum balance requirement is met | $10 monthly fee waived if minimum balance requirement is met |
| Earn Dividends | On $1,000 or more | On $1,000 or more | |
| Online & Mobile Banking | Free | Free | Free |
| Online Bill Pay | Free | Free | Free for 6 months |
| Night Depository | Free | Free | Free |
| Quickbooks® Downloads | Free | Free | Free |
| Surcharge Free ATMS | ![]() |
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| Visa Debit Card Extra Rewards | Free | Free | Free |
| Shared Branching | Free | Free | Free |
| Transactions allowed before excess item fee | 800 | 500 | 50 |
Business Visa® Debit Card
Get convenient access to your funds for all your business needs. First Credit Union Visa® Debit Cards for business feature:
- Enrollment in the Visa® Extra Rewards Program
- Ten (10) Free ATM withdrawals per month
- Transaction dispute rights
Enjoy worry free checking with First Credit Union.
Required Documents
To open your First Credit Union savings, money market or checking account, visit any branch and bring the documents listed below:
- Business Name Statement
- Social Security Number or Tax ID Certification
- Business License or Company Charter or Articles of Incorporation or Articles of Organization
- Partnership Agreement or Operating Agreement, if applicable
- Identification for all Signers
Related Links
- Business Accounts
- Business Fee Schedule
- Funds Availability Policy
- Debit Card Choices
- Reorder Checks
or call 800-355-8123
Routing Number
322172742
